Many people that we see at Hoyes- Michalos and Associates come to us at the point when they are faced with few choices. Their financial problems have become too large to handle, they are facing the proverbial “mountain of debt”. When people find themselves in this position, usually they can identify the event that triggered their troubles and they can see how it all happened. It could be a job loss, illness, accident or other significant event. More often than not it was an unforeseen event that they had little control over. When you look back you simply can’t dwell on what has happened you have to look forward and make a plan.
The decision to seek help is a big one filled with many emotional factors, anger, guilt, frustration, embarrassment and despair are all natural and normal reactions to coming to terms with being unable to pay your bills. The good news is that the problem can be fixed, there are remedies available to enable people faced with such problems to recover and continue on with the business of living.
If you find yourself unable to pay your bills, don’t wait untill you face that “mountain of debt” research your options before you are out of options. This site has plenty of information useful to anyone facing financial difficulties and if you have more questions professional help is only phone call away, you can arrange a meeting with any one of our Trustees by calling 310- PLAN
Don’t wait until you run out of options, make a plan today.
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