Answer: If your debts have gone to a collection agency, their next step will be to attempt to collect from you, by making phone calls and sending you letters. If they are unable to collect, they may then decide to take you to court and sue you; their goal is to obtain a garnishment order so that they can garnishee your wages.
If you are not working, you do not need to worry about your wages being garnisheed. However, once you return to work, and the creditors find out where you are working, you will need to take action. At that point a bankruptcy may be necessary.
If you are back to work, or expect to be back to work soon, we suggest you contact a trustee to review your options in more detail.
Labels: bankruptcy, bankruptcy Mississauga


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